Your Rent is Building Your Credit Future
Don't miss out on turning everyday rent payments into credit score points
You're already enrolled in UpCredit - the smart way to build credit through rent. Every on-time payment adds positive history to your credit file.
Rent Reporting = Real Credit Reporting
Your rent payments flow through the same system as credit cards and loans. This isn't a side program—it's legitimate credit reporting.
What Your Rent Could Be Worth
See how $1,500/month in rent transforms into valuable credit over time. Every on-time payment builds your financial future.
🔥 Don't break the streak! You're building the biggest slice of your credit score (35%).
From Student Renter to Credit Builder
Real case studies from students like you who used rent reporting to build credit. These aren't hypothetical numbers—they're actual results.
Why Credit Matters for Your First Car
Better credit means real money in your pocket. See how credit score directly impacts your auto loan rates and total costs.
What Makes Up Your Credit Score
Understanding how credit scores work shows why rent reporting is so powerful. You're already building the most important piece.
💡 You're already building the biggest slice—don't stop now!
Myth vs Fact
Let's bust some common misconceptions about rent reporting and credit building.
Myth
Rent doesn't count for credit
Fact
Newer credit models include rent history, and it's reported to all major bureaus
Myth
Only credit cards matter for building credit
Fact
Payment history is 35% of your score, and rent is payment history
Myth
Opting out doesn't hurt
Fact
You'll stop adding positive history and miss out on building credit while you sleep
Don't Opt Out of Your Future
You're already enrolled and building credit. Every month you stay enrolled is another month of positive payment history on your credit file.